For buyers

A flat $3,000 to have someone on your side of the contract.

Only on a home listed with Florida Listing Solutions, and only while that listing is on an active month-to-month subscription. The buyer can pay it, or the seller can cover it.

A buyer who writes an offer alone is guessing at the deposit, the deadlines, and what the contract actually requires. Those are the terms that decide whether the house closes.

If the seller is the one explaining those terms, the seller is guiding the other side of their own contract. A wrong deposit, a missed inspection day, or a term the buyer did not understand then sits with the seller. This takes that guidance off the seller.

The other way a buyer gets help is an agent at 2.5 to 3 percent. On a home listed here, that help is $3,000. It is not a percentage of the price.

Under contract

What a buyer actually has to get through.

  1. 01

    The offer

    Price, closing date, what stays, how the buyer is paying, and the deposit. The contract also says who pays the doc stamps on the deed and who pays for title insurance. It is written on the current Florida form.

  2. 02

    Both sides sign

    Once it is signed, the effective date starts the clocks. Inspection days, the deposit deadline, and a loan date, if there is one, all run from that day.

  3. 03

    The deposit

    The earnest money is delivered to the escrow agent named in the contract, in the number of days the contract gives.

  4. 04

    The inspection and the repairs

    The inspection is scheduled. Inside that window the buyer cancels, asks for a repair or a credit, or goes on. The repair request is negotiated there, not left for the seller to explain.

  5. 05

    The loan, if there is one

    The lender gets the documents it asks for. The appraisal is scheduled with the seller. A cash purchase skips the loan and still has to show the funds the contract asks for.

  6. 06

    Title, and the association if there is one

    Closing is scheduled with the title company. Title is searched. A condominium or an HOA has its own papers and its own deadline.

  7. 07

    The walk-through, then the keys

    The buyer walks the house with the owner. Then the funds, the deed, and the keys change hands. The work ends there. Getting back into the house after closing is not part of this.

The $3,000 covers that path through closing. The offer, the deposit, the inspection and the repair request, the lender’s documents, the appraisal, title, and the walk-through. It stops when the keys are handed over. It does not include getting the buyer back into the house after closing.

The seller still agrees to the price and the terms. We do not set the seller’s price. This is not a promise the contract will close, and it is only for a listing that is already here on a month-to-month subscription.

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